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Before you continue, kindly read and accept our terms and conditions.

TERMS AND CONDITIONS

Before you can start using our online service you must agree to be bound by the conditions below. You must read the conditions before you decide whether to accept them. If you agree, click "I Accept" below. If you click "Decline" you will not be able to continue registration.

1. DEFINITIONS.
- ACCOUNT: any account which you hold and access via our online service.
- ADDITIONAL SECURITY DETAILS: the additional information you give us to help us identify you.
- Efcfin ACCOUNT ID, PASSWORD and ACCOUNT PIN: you choose to identify yourself when using our online service.
- YOU, YOUR and YOURSELF refer to the person who has entered into this agreement with us.

2. USING THE ONLINE SERVICE.
a. These conditions apply to your use of our online service and in relation to any accounts.
b. If any of your accounts is a joint account, these conditions apply to all of you together.
c. By registering, you accept these conditions and agree that we may communicate with you by e-mail.
d. You must always use the log off facility when finished and never leave your machine unattended while logged in.

3. SECURITY RULES.
a. Every time you use our online service you must give us your username, password and answer an additional security question.
b. You must not write down, store or let anyone else know your password or identity details.
c. If you think someone else knows your password, change it immediately or phone us.

4. YOUR LIABILITY.
a. If you are a victim of online fraud, we guarantee you won't lose money on your accounts.
b. Unless you are a victim of fraud you are responsible for all instructions sent using your credentials.

5. CHANGES TO CONDITIONS.
Efcfin may change these conditions by giving written notice or publishing the change on our website.

6. GENERAL.
Efcfin service is available to you if you are 18 years of age or over.

Protect your online banking.

We have security measures in place to safeguard your money. When we come across any hoaxes or scams targeting customers, we will raise them to your attention.

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We'll never send an email containing a link to Efcfin.
We'll never ask for your passwords or Secret Code.

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When accessing Efcfin online banking, always open a new browser window and type efcfin.com

Enroll a New Account

TERMS AND CONDITIONS

Protect your online banking.

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